Privacy Policy

1. We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, or others, and;
• Information we receive from a consumer-reporting agency.

2. We may disclose the following kinds of nonpublic personal information about you:

• Information we receive from you on applications and other forms, such as name, address, social security number, income, or number in household.
• Information about your transactions with us, such as your loan balance, and payment history.

3. We DO NOT disclose any nonpublic personal information about our customers to anyone, except as permitted by law. 4. We may disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as mortgage servicing agents, and;
• Non-profit organizations of government agencies.
• Nonaffiliated third parties as permitted by law.

5. We restrict access to nonpublic personal information about you to:

• Habitat for Humanity’s agents and employees that need to know that information to provide Habitat for Humanity services to you;
• Disclosures to other non-affiliated third parties as permitted by law.

6. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information. NOTE: If you prefer that we do not disclose non-public personal information about you to nonaffiliated third parties, you may opt out of those disclosures. If you wish to opt out of disclosures to nonaffiliated third parties, you must call Habitat for Humanity of Morgan County at 256-340-9609.